Micro Financing

HAD INVESTMENT provides finance service to tight income individuals or groups. Microfinance is to assist our clients by giving an opportunity to sustain in the tough environment and to help clients become self-sufficient by providing financial assistance to them. Microfinance has following main product categories of credit and advances facilities:

  • Group Retail Loans
  • Individual and Consumer Loans
  • SME Loans
  • Agri-Business Loans

General Key Features of Microfinancing are:

  • Who is Eligible? – Micro Enterprise and self-employed individuals.
  • Loan Size - Ranges from USD 1,000 to USD 100,000.
  • Purpose of financing- Working capital or Capital expenditure etc.
  • Loan Tenure- From 1 month to 5 years.
  • Collateral Requirement- Yes. Land Collateral Documents are needed.
  • Loan Documentation- Minimal documents such as Identity card, proof of business (ie. Business Registration/License), proof of income, Land Collateral Documents.